Loans   Clean Energy Credit Union. Loans for solar, HVAC, lighting, windows, insulation, geothermal heat pumps, new & used electric/hybrid car, motorcycle or ebikes:

Nusenda. Solar & efficiency loans/local partners. Also home equity line of credit with more flexibility. Can pay tax credit back into the loan up to 18 mo. later and get a new lower loan payment.

Tips:  Most solar installers offer 0% down. Avoid financing options with a UCC1 filing securing the loan against the home, which have higher fees and often deceptive practices.

Tell your electric coop to apply for USDA RESP: 0% loans to members for energy efficiency upgrades, solar panels, battery storage and EV chargers.

Incentives for you.  Solar tax credits: 26% federal (2021; 22% 2022) and 10% NM state.

Energy efficient appliance rebates. Visit CNMEC

For more incentives visit DSIRE:

Grants for Businesses. USDA REAP grants and loans for energy efficiency upgrades and renewable energy:


Reduced maintenance, fuel costs ($1.16 per eGallon (Sept. 2021) or free if you have solar!) and emissions, drive fun, fast and safe. Tax credits for many models.  Trucks will be a battery on wheels for electric power tools. Consumer Reports (2020): “The massive lifetime savings potential of EVs could be a game changer for consumers… it’s only going to get better.” Tesla Model 3 costs $2,000 more than gas-powered Audi A4 but operating costs are $17,000 less over life of car. Electric Mini Cooper 2 door hardtop, costs $6,250 more (w/o the $7,500 tax credit) than gas version, but saves $25/month in operating costs.

        • Range: EVs can handle most day-to-day driving, and range is improving. Most people drive <50 miles/day. EVs ranges: 100-500 miles. 19  batter EVs & 44 Hybrids have ranges > 300 miles. Drivers can extend their range by driving slower. Charging networks are growing all the time.
        • Recharge Time: 85% of owners charge at home overnight to have full battery in the morning. On long-distance travel, it is not necessary to fully charge at every stop. So charging can be done by the time you’ve taken a bathroom or meal break.

Explore available cars, incentives and prices at or


Rainwater Harvesting: Bernalillo County has rainwater harvesting training and videos on its website.

Office of State Engineer: Conservation, rainwater, rural homeowners guide, roof-reliant landscape

Brad Lancaster Rainwater Harvesting:

Free well assessment with an eye to water safety:

Well class:

Grants and loans for wells:


Learn how to save water by improving your soil!  Visit New Mexico Healthy Soil Working Group at Watch Kiss the Ground: and visit

Bring your soils to life with NMSU Johnson-Su Compost:

Grants for Farmers and Ranchers July 2022 – through Soil and Water Conservation Districts in your county. Regenerative Agricultural grants: 575-646-2642


Get money for the internet.  Emergency Broadband Benefit Program until $ runs out. Check eligibility and apply at, contact internet provider or call 833-511-0311.


350NM Rural Advocacy Contact info: Ann McCartney,